Earn Yield on Idle Operational Float
How businesses earn on capital that sits idle between operating cycles
Challenge
The situation
A business holds working capital it isn't actively deploying: a buffer set aside for upcoming payouts, float sitting between a collection cycle and the next settlement, or reserves held against a future obligation. In a standard operating account, capital does nothing until it's needed.
At a meaningful scale, that capital could be earning but isn’t, purely because moving it into something that generates a return means giving up same-day access, or taking on risk a treasury policy won't allow.
FiveWest
The solution
With FiveWest Earn, deposited funds generate yield through lending and internal liquidity provisioning for FiveWest's OTC desk. Trades are always on both sides, and there’s no speculative exposure. Withdrawals can be requested at any time and there are no fees to use the product.
Capital that would otherwise sit idle keeps working, without the business giving up access to it when it's needed.
